Privacy Policy

Privacy Policy

This Privacy Policy explains how Lecture Satellite Insurance handles personal data on lecturesatellitetoday.homes in connection with insurance selection services for retirees. It describes the kinds of information we collect, how we use and share it, and the choices and rights available to users.

Data collected only as described in this policy
Your rights and options are detailed below
Questions handled via our contact channel
User Rights

Your Rights

Subject to applicable law, you may request access to your personal data, ask for correction of inaccurate information, and raise an objection or request deletion in limited circumstances. Some requests may be declined where we must keep information for legal, security, or operational reasons.

Available rights depend on the nature of the data and the legal basis for processing.
Requests

How to Make a Request

To make a privacy request, provide enough information for us to identify you and understand the scope of the request. We will review verified requests and respond within a reasonable period required by law or business practice. If we cannot fully comply, we will explain the reason where appropriate.

We may need information to verify identity before acting on a request.
Data Retention

Data Retention

We retain personal data for the period needed to provide our services, maintain business records, resolve enquiries, meet legal obligations, and support security or fraud prevention. When data is no longer required, we delete it, anonymise it, or otherwise handle it in a manner consistent with our retention practices and applicable law.

We keep data only for as long as needed for the stated purpose or legal recordkeeping.
Policy Updates

Changes to This Policy

If we make material changes to this Privacy Policy, we will update the policy on this page and may provide additional notice where appropriate. The date of the latest revision should be reviewed periodically, as continued use of the site after an update indicates that the revised policy applies.

We may revise this notice to reflect changes in our practices or legal requirements.
01 · Purpose

How We Use Data

We use personal data to respond to enquiries, assess insurance selection needs, provide requested information, manage communications, maintain and secure the site, monitor performance, prevent misuse, comply with legal obligations, and keep internal records. We may also use data to improve the relevance and quality of our services for retirees seeking insurance selection support.

Processing is limited to the operation of the site and the services described here.
02 · Sharing

Sharing With Service Providers

We may share personal data with service providers that support hosting, analytics, security, communications, record management, or other operational services. Where we work with insurance-related partners or referral channels, information is shared only as needed to handle your enquiry or support the requested service. These recipients are expected to use the data only for the purposes we specify.

Service providers receive only the information needed to perform their assigned functions.

Contact Information

Privacy email
Telephone
+65 3352 4272
Mailing address
123, Bukit Merah Lane 1, Singapore, SG
Privacy enquiries

Use the contact details below for questions about this policy or the handling of personal data.

Data Category

Data We Collect

We may collect identification and contact details, age or retirement-related information you choose to provide, insurance preference details, communication records, device and browser information, IP address, and usage data from your visits to the site. Where relevant, we may also process information contained in forms, messages, and documents you submit for insurance selection support.

The categories collected depend on how a visitor uses the site and whether a request is submitted.
Collection Source

How We Collect Data

We receive personal data directly from you when you complete forms, request information, or communicate with us. We also collect certain data automatically through the site, such as device identifiers, browser settings, pages viewed, and interaction logs. In some cases, we may derive basic preferences from your activity to help respond to your enquiry.

Information may come from direct submissions, site activity, and limited technical records.
Cookie Type

Cookies We Use

The site may use essential cookies needed for security and basic operation, functional cookies that remember settings, and analytics cookies that help us understand site performance and visitor activity. Cookies may be session-based or persistent, depending on their purpose. We do not use cookies to collect more information than is reasonably needed for these functions.

We use a limited set of cookies for operation, measurement, and preference handling.
User Control

Cookie Controls

You may manage cookies through your browser controls and, where available, any on-site preference tools. Most browsers allow you to refuse some or all cookies, delete stored cookies, or receive alerts before cookies are placed. If cookies are disabled, parts of the site may not function as intended.

Browser settings can be used to block or remove cookies, although some site functions may be affected.